Unless
you have been holed up in an igloo the past 20 years you must have heard the
horror stories about people suddenly losing their jobs without cause and
without notice, and many of them unable to replace their income. You must know
that many of the industries that created employment here in the US have been
moved to foreign countries where they can pay almost nothing for labor. It is
actually the position or even company that is being eliminated – so the
position is not going to be available to someone else in many cases. In spite
of selling the workforce down the river, the last recession has shown that the
businesses themselves can go bankrupt and consequently go out of business.
Bottom line is that many thousands of new jobs that would be created; are not. No more taking it for granted that
you can always find another job.
This
is hitting people at all skill and income levels and stages in their careers
(all ages). The last recession also taught us investments are also vulnerable –
many people lost their life savings, their real estate etc. Rather than
retiring they are looking for part-time work as a result. The point here being
that we are vulnerable – more than ever before – our very survival and
‘lifestyle’ are not guaranteed. However you can take control of your finances
by starting a business where you can earn an income from home. Ideally you could do this part-time while you still
have a job and start saving money for an emergency – and God willing if that
emergency never comes, you can always use it for retirement or something fun
like a vacation or for something you always wanted but could never afford
living paycheck-to-paycheck.
Although
there are lots of things you can do at home to earn money, the easiest, least
expensive way to do things is online. No matter what you decide to produce or sell, the Internet is the best way to promote it. There is
just no comparison between virtual or online advertising vs. printing and
mailing costs for example, just to name one aspect that is superior about
Internet marketing. There is no way that you can reach millions of people all
over the world if you are trying to call them on the phone either. Not being a
computer nerd is no excuse at all. There are ready-made services, software
applications, consultants, etc that perform all of the technical tasks
necessary. If you would like to have total control then maybe you can take some
courses online from a community college (very inexpensive) to learn some
technical things if that would make you more comfortable. The more you can do
for yourself the least expenses you will incur as well.
The
important thing here is that you take action – commit some time each week to
researching ways you can take control of your own financial situation by
creating a way to earn
an income apart from your job or career – Best to start it
before you are desperate so that you can land on your feet if something
unexpected should happen.
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